Life changes may qualify you to enroll in a health plan now.
You may qualify if you or a member of your household lost your coverage in the past 60 days or expects to lose it in the next 60 days. Your application must be made during this window. Your new coverage begins the day after the last day of your previous plan’s coverage.
Examples of coverage loss that qualify you for a Special Enrollment Period within 60 days of the event
- Lost coverage due to employment change
- Lost coverage due to divorce
- Policy or plan year ended for policy you bought yourself
- COBRA coverage expired
- Turned 26 and aged off a parent’s health plan
- Lost eligibility for Medicaid or CHIP
- Changes in household size such as getting married, having a baby, adopting (apply after the event)
- Moved outside your health plan’s coverage area
- Gained citizenship or lawful presence in the U.S.
- Released from incarceration (prison or detention)
Voluntarily giving up coverage does not qualify you for special enrollment.
See more information on special enrollment from HealthCare.gov